What seems impossible at the house bank is an attractive option for lending on the free financial market. Anyone can apply for a loan without a guarantor and opt for a real security.
With tangible assets or insurance with capital formation, savings for retirement, as well as other adequate collateral, a loan without guarantor can be promptly approved and disbursed. Even without a positive credit rating, private guarantors or foreign banks do not insist on a guarantee, the borrower can provide other guarantees and thus demonstrate a basis for the lender that makes it conclusive that the loan applied for and approved is made.
Compare and provide traceable information
The loan without guarantor is made directly online. The applicant can choose between various offers from private investors as donors and from foreign banks. If you do not want to compare yourself and get an overview of your options, you can commission an independent finance broker with your search and will receive an offer that is precisely tailored to your personal ideas and your financial options.
An intermediary does not have to incur any additional costs, since many service providers work without additional work for the customer and thus find a cheap loan that convinces the applicant and that will prove to be the optimal decision due to low fees and interest rates as well as flexible contractual conditions. At the time of application, no borrower can say what their financial background will look like within the term. A lower income due to illness or unemployment should also be taken into account, as should the wish for a shortening of the term and an earlier than planned repayment of the amount by the donor.
In a flexible contract, these options are offered at no additional cost, so that there are no financial problems in the term and a borrower can rely on a loan without a guarantor that the repayment can be adjusted to their current situation as well as any changes in their liquidity that may occur. In a comparison, there are cheap loans and are shown with a high relevance up to the top. Wrong decisions and a focus on unsuitable offers can be excluded because the comparison can be based on the personal requirements and needs of the applicant.
Protection without a guarantee and without creditworthiness
If the creditworthiness is not suitable as security for the lender, an applicant does not have to go in search of a guarantor. Private lenders and foreign banks accept a variety of other types of collateral that may be in the real possession of the borrower.
Above all, the overwriting of real or monetary values, as well as the deposit of capital-forming insurance have long been established on the free financial market and are accepted by lenders. What is important here is the fact that the security is at an appropriate level to the sum of the loan without guarantors and must therefore provide real security in the event of payment difficulties.